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India: Rickshaw Bank Project Project Profile Total project need: $100,000 Local Project Leader: Dr. Pradip Kumar Sarmah Project Sponsor: Ashoka Innovators for the Public Theme: Economic Development Donation Options: Project Needs and Beneficiaries There are 5 million rickshaw pullers in India. The random sample survey in different places across the country reveals that 95% rural migrants & unemployed men taking rickshaw as their bread earning on daily hire basis and they continue it throughout their life. They are denied the facilities of the Post Office or Bank. Many who seek credit to purchase a new rickshaw become victims of high interest rates. Thus Rickshaw Bank acts as an alternative credit delivery system. Activities Launch a program whereby the pullers come to own their own rickshaws, simply by paying the standard rent for 10 to 12 months. Potential Long Term Impact Apart from ownership of rickshaws, the project would provide social security and link them up with financial institutions. Holistic development of families’ of the pullers in terms of health and children's education would be facilitated. Project Message "Rickshaw Bank offers both visible and cost-effective sponsorship, the moral satisfaction of contributing to the sustainable development of families in Assam - and of families across India." - Mr. Carsten Stendevad, Global Corporate and Investment Organization - Center For Rural Development Mission CRD is a voluntary organization registered as a society in the year 1994 with a team of young professionals. CRD's mission is "to ensure sustainable livelihood for the poor families by using local resources and skill upgradation with community participation." Programs Providing Artificial Insemination Services at farmers' doorstep to upgrade the local cattle breed. District Nodal Agency for AACP, a World Bank Project. Training Programme on Livestock Management through IFAD supported programme. Providing income-generating opportunities through 'Food Processing & Preservation' and 'Backyard Country Chicken' through STEP. Working as a District Nodal Agency for 'Assam Rural Infrastructure & Agriculture Services Project (ARIASP)' - a World Bank funded program. Team Bios Dr. Pradip Kumar Sarmah - Executive Director: A veterinarian by profession with 14 years of experience in development sector especially in the areas of rural development, poverty reduction, works with NGOs, programme designing & implementation, management, monitoring and evaluation. An Ashoka Fellow in India. Recipient of Citizen Base Investment Award, 2003 - for the innovative ideas of resource mobilization for 'Rickshaw Bank Project.' Mr. Putul Sarma - Project Coordinator: A Masters in geology, by profession working with rural development sector for 10 years with expertise in Participatory Rural Appraisal (PRA), Project design & implementation. Presently involved with Centre for Rural Development (CRD) in coordinating the 'Rickshaw Bank Project.' Mr. Manoj Kumar Sarma - Project Coordinator: An Agricultural graduate involved with developmental sector for 6 years with expertise in design, management & monitoring of programmes on livelihood. Presently working with CRD as Chief Coordinator for one of its programmes funded by World Bank. He is involved with the Rickshaw Bank project in monitoring and capacity building of the staff as well as the stakeholders. Statistics Dr. Pradip Kumar Sarmah, Fellow Contact Dr. Pradip Kumar Sarmah, |
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